Foreclosure Prevention Institute, LLC

      Let the experts save your home.   Even if you are 90+ days behind in mortgage payments, it is possible to successfully negotiate all back payments & fees with a 30 year fixed rate mortgage at a lower interest rate.  We have teamed-up with some attorneys who will "fight" for you and demand a loan modification, because we can go directly to the source who holds your loan/note.   As you probably know and have experienced, talking to your servicing company many times does not get the job done, because they are only interested in collecting money not in helping you or improving your hardship situation.

    Specifically, a Forensic Loan Modification is not a government program with 9 million people trying to get into the loss mitigation department for a program designed to help only a few.  The forensic audit by-passes the loss mitigation department and goes directly into the lender's legal department.  The cost for a Forensic Review (Audit) is about $500 and is paid when initiated.   Once the Forensic Review is completed then the Forensic Loan Modification can be pursued and strategized depending upon the results of the Forensic Review.   The Forensic Loan Modification costs about $895.00 for the 1st mortgage and about $175.00 for any 2nd mortgage and is only paid when you are accepted for the program.   In actuality, the Forensic Loan Modification has been replaced by a Trustee Principal Balance Reduction Program.  If accepted into our program, the Principal Balance of the Mortgage is adjusted since we find many people owe more than what their homes are worth. 

    There are no " pre-qualifications" for the audit and the forensic loan modification is not based on your credit.   It is estimated that 83% of all mortgages have errors and that percentage goes way up if the mortgage is an ARM, Option Arm or some other hybrid loan.  The penalty for errors is serious for the lender.   They are required by federal law to resolve the issues within 60 days.  No mortgage payments are due until a resolution is made.   A predatory loan could result in 3 years of interest payments being given back to the homeowner.

     Our team handles the paperwork, gets an immediate stop to your foreclosure, and negotiates the best plan that makes sense to your individual situation.   It will be a solution that you can manage given your financial means.   Specifically, the attorney representing you will talk to the foreclosure attorney, lender's legal department, and/or investor behind the "note" to obtain the best possible terms and agreement.   Again, it does not matter how far behind you are in your payments, the size of your mortgage, your income, or credit history.   To get started all we need is for you to click on Get a Forensic Loan Modification today and enter some information.   You will then receive a call to discuss your goals and complete the application.   The time frame is 5-10 days to complete the audit and send the notice to the lender, 20 days for the lender to respond and 60 days to resolve the issues.  The resolution period might be extended due to existing circumstances.

     The foreclosure process is a legal process with set deadlines.   If you want to save your home the biggest help we can offer you is an attorney negotiated Forensic Loan Modification.  A forensic audit becomes a road block to the foreclosure process with its' own set deadlines.  This benefits you the homeowner.   Time, though, is running out so take action today to keep as many options open as possible.   Don't let the lender throw you out of your home without a fight.   For more information or to answer your questions regarding foreclosure or your situation call Foreclosure Prevention Institute, LLC at 1 800 826-1929.