Call Dave Brigle

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Call Dave Brigle at Foreclosure Prevention Institute

Primary Phone:  616 604-6642

Toll Free: 1 800 826-1929

Email:  brigle@appraisaloffice.biz

Fax:  269 962-2053

http://www.foreclosurepreventioninstitute.com

http://www.loanmodification-shortsaleinfo.com

Stop Foreclosure Now!

Understanding the Foreclosure Process


Dave Brigle's INSIDE SECRETS TO PREVENTING FORECLOSURE:

     I.  For a new video on Forensic Loan Modifications click on the following link:

Loan Modification Video 

        This is an attorney-based negotiation involving a forensic audit that analyzes a homeowner's closing documents, mortgage, and appraisal.  Findings then are used to pursue a forensic loan modification and while perhaps expanding short sale opportunities.   In just 2 weeks by changing my business model from 3rd party loss mitigation services to this attorney-based negotiation program, I was able to refer 2 loan modifications, negotiated a cash for keys for $2,000, and picked-up 3 short sales (Newaygo, MI, Nashville, MI and Tampa, Fl) - the Tampa properrty already has a back end buyer for this $320,000 house.   Our alliance with Aces Credit Solutions is making a difference in stopping foreclosure.

     II.  View this video on Forensic Audit to explain how we bring a lender to the table to negotiate a Loan Modification.

Forensic Audit Loan Modification Video

     III.  Also, learn about the Foreclosure Process from Dave Brigle, Founder and President of Foreclosure Prevention Institute, and how you can save your home by watching this 1st video below:

by clicking this link or picture   and then this 2nd video

by clicking this link or picture for Video 2  .

     Dave Brigle wants you to understand the Do's and Don'ts when attempting to Loss Mitigate and negotiate with your lender.   Since these video presentations, the Foreclosure Crisis has escalated.   As a direct result, new legislation has been passed or is pending.   Many lenders are now eliminating the loss mitigation departments and are now either having the delinquent mortgagee deal with the collection department or the loan modification department. 

     Want to loss mitigate yourself, but need some guidance?  Then allow Dave Brigle to coach you with the tools and knowledge needed to loss mitigate on your own behalf.   Call Dave Brigle at 1 800 826-1929 or email him at brigle@appraisaloffice.biz.

Want to Save your Home or Not?

Would you like to know a secret in delaying or stopping a foreclosure, that does not involve bankruptcy?

Do you want to STOP THE EMOTIONAL BLEEDING and get control of your life again?

Do you want to turn your economic situation around and look ahead to a bright future?

Or Is "Walking Away" the right thing to do?  The answer might surprise you; it really depends on how you do it.

If you are in danger of losing your home, then I am willing to share with you the information you need to know as you confront the foreclosure issue.  My experience covers 18 years of working with foreclosures, buying them, helping homeowners save them and being foreclosed on myself.   There are over 250 foreclosures in southwest Michigan each week and because my time is limited, I can't help everyone, however, I am willing to help you.

Call me at 1 800 826-1929 and I will discuss your situation with you, in private and confidentially (if local), in your home.

Time is running out to take action.  Don't let the lender throw you out of your home without a fight.  The foreclosure process is a legal process with set deadlines.

Call today and I'll share with you a debt management technique that I use to reduce our monthly bills and increase our available cash without bankruptcy or eating cat food with crackers.

  Obama's Recovery Foreclosure Plan

My History behind Foreclosures

SAVE YOUR HOME
LOSS MITIGATE WITH YOUR LENDER

DAVID W. BRIGLE
FOUNDER OF
FORECLOSURE PREVENTION INSTITUTE LLC

     My experience with foreclosures began in the early 80's when I lost a very simple real estate transaction due to a foreclosure. I was mystified and embarrassed to realize that I was a real estate agent with 10 years experience in the industry and I knew nothing about foreclosure.  Like most people I thought I knew something about it, but in reality I knew very little and what surprised me the most was my peers were equally ignorant.

     So began my quest for knowledge and understanding. There was very little written material, most of what was available was vague generalities without substance, the "mid-night gurus" were offering
snake oil and hyping half told stories and devoid of truth.

     My foreclosure education took place down at the courthouse steps, using my own money, taking my own risks.... and it was an expensive education during my learning curve.  Seeing a need and a willingness to be compensated for my education, I wrote a book in 1994 entitled "Insider's Guide to Foreclosure" as a reference for my subscribers to the Foreclosure List that I published weekly in Kent County Michigan.  Now is the time to update this book and re-title it to Insider's Guide
to Foreclosure and Loss Mitigation.

     Today there is a mortgage crisis, a meltdown not seen since the mid 80's with the S&L crisis, there is no end in sight, it could become much worse, however, this too will pass. Years ago most foreclosures were the result of divorces, health and loss of employment. Today, in my opinion, this crisis can be laid at the feet of investors' greed.  The primary cause of foreclosures today is Mortgage Fraud (fueled by investor greed), Adjustable Rate Mortgages (ARM's) and general economic conditions. Our mission at the Foreclosure Prevention Institute LLC, is to provide you with the knowledge and information that will empower you with the ability to save your home or at least
minimize the financial and credit damage that a foreclosure can cause.

During this current mortgage crisis you have lost 2 options that were typically available:

1. Re-finance out of foreclosure.  A few years ago there were lenders who would re-finance if the situation was correct.  Today, there are only "hard money" lenders requiring 40 -50% equity and charging high interest rates.


2. The inability to sell your house. The real estate market is slow, qualified buyers are few and the cost of selling probably exceeds whatever equity you have in the property.

Where are you in the foreclosure process? What do you want to do? To help you, here is a basic outline of the time line of the foreclosure process. It has 3 main parts:

1. Pre-foreclosure (Delinquency in mortgage payments)
2. Legal process
3. Redemption period

Pre-foreclosure legal redemption
X ___30 - 90___X 4 – 6 weeks X (Sheriff Sale) ____Redemption Period____X
Begins ends


For the purposes of my book, Insider's Guide to Foreclosure, all of my illustrations and examples are based on the foreclosure laws in the State of Michigan. For those of you in other states, all you need to do is adjust the time line according to your State laws. The one thing all foreclosures have in common is the 30 – 60 – 90 day delinquencies and the "Demand Letter" from the lender that will start the foreclosure process.

Your options to successfully save your home are the best prior to the demand letter, it's also the least expensive for you. The first section of this book will deal with the foreclosure process, you need
to understand the process to be able to understand your options. The second section will address the Loss Mitigation process and how to save your home. The third section will discuss the Short Sale and a
technique that I have used, it can best be described as "when all else fails". The fourth section will be a step by step process to save your home by loss mitigation.

Foreclosure Prevention Institute LLC was founded to provide information for homeowners to help them save their home. As an additional service to you, because there is no standard when it comes
to forms needed when dealing with your lender, I am willing to discuss with you the specific forms needed when it comes to your lender.  Call my office 800-826-1929 or fax 269-962-2053. If you feel you need coaching or someone to act on your behalf, that is available also with 1st Loss Mitigation of Michigan LLC, call to make arrangements.

Sincerely,

David W. Brigle

P.S.  If you are interested in earning extra income by stopping foreclosures, please consider joining us by clicking on this link:  Joining Our Team

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